Hi, I'm always using credit cards for their points and the various fringe benefits the provide. If you aren’t using credit cards for every transaction you can then you're leaving a large amount of money on the table for future travel expenses.
I get asked a lot which cards I would recommend so I put together this article to quickly explain what I keep in my wallet.
Shameless plug, please use my referral link if you’re interested in one of the cards so we can both benefit from you getting a new card in your wallet.
Card: AMEX Platinum
Provider: AMEX
The purpose for Card: Travel - Air & Hotel | Purchase material items to have their purchase protection.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $695
Please consider using my referral link so we can both benefit from your new card!
Card: AMEX Gold
Provider: AMEX
The purpose for Card: Food & Dining
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $250
Please consider using my referral link so we can both benefit from your new card!
Card: Chase Sapphire Preferred
Provider: Chase
#1 Recommendation
The purpose for Card: All Lyft Fees & Travel Expenses not multiplied by AMEX
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $95
Please consider using my referral link so we can both benefit from your new card!
Card: Chase Freedom Unlimited
Provider: Chase
The purpose for Card: Everyday Card for expenses that don't fall into a category.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: No annual fee
Card: Chase Ink Business Cash
Provider: Chase
The purpose for Card: Business expenses related to my LLC.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: No annual fee
Please consider using my referral link so we can both benefit from your new card!
Card: Marriott Bonvoy Boundless
Provider: Chase
The purpose for Card: Stays at Marriot Hotel Properties.
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: $95
Please consider using my referral link so we can both benefit from your new card!
Card: AMEX Everyday
Provider: AMEX
The purpose for Card: No Activity - Use as Emergency Card
Reviews: The Point Guy Review & Nerd Wallet Review
Fee: No annual fee
Please consider using my referral link so we can both benefit from your new card!
Other Honorable Mention Credit Cards
Card: Nordstrom Rack Credit Card
Provider: Nordstrom
The purpose for Card: Shopping at Nordstrom
Card: Apple Credit Card
Provider: Goldman Sacks
The purpose for Card: Shopping at Apple
Reviews: Nerd Wallet Review
Card: Discover IT
Provider: Discover
The purpose for Card: No Activity - 1st Credit Card
Reviews: The Point Guy Review & Nerd Wallet Review
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